Bathrooms on Finance

Affordable Luxury with House of ENKI

Creating your dream bathroom doesn’t have to be a financial burden. At House of ENKI, we’ve partnered with Klarna Bank AB (publ) to bring you flexible payment solutions. Entering into a credit agreement is required for these financing options.

Whether you’re renovating or replacing outdated fixtures, Klarna's bathrooms on finance payment plans give you the freedom to spread the cost in a way that suits your budget.

Why Choose Bathroom Finance?

Upgrading a bathroom can be a significant investment, but financing allows you to

Spread the cost: Pay in instalments rather than a lump sum, benefiting from low monthly payments. You can choose to Pay Later, Pay in 3 or Slice It*.
Access quality fixtures: Choose premium taps, showers, and accessories without compromise.
Budget effectively: Manage your expenses without affecting your savings.
Immediate upgrades: Get the bathroom you need now and pay later.
Maintain a good credit rating: Ensure timely repayments to avoid negative impacts on your credit rating, making future credit options more accessible and affordable.

How Does Bathroom Finance Work?

We offer flexible payment options through Klarna, giving you more control over how you pay. Payments are made directly to Klarna, offering a secure and seamless transaction process. Entering into a finance agreement is required for these options. You will need a valid credit or debit card to complete the transaction.

1. Pay in 3 Instalments

Split your purchase into three interest-free payments. The first is taken at checkout, with the remaining two spread over the following months. It is important to make timely monthly repayments to maintain the 0% interest rate and avoid higher charges after the promotional period.

2. Pay Later in 30 Days

Buy now and settle the payment in up to 30 days - ideal for those waiting for payday or finalising home improvements. During the application process, you will need to provide personal details such as your name, date of birth, and address.

3. Slice It

For larger purchases, Klarna provides an affordable monthly financing option, allowing you to spread payments over a longer period.

Who is Eligible for Bathroom Finance with Minimum Spend?

To use Klarna’s finance options, you must:

Be 18 or over and a UK resident (Ts&Cs apply).
Have a valid payment method (debit/credit card or bank account).
Pass Klarna’s affordability checks at checkout.
Be aware of the credit limit that applies to your finance options.

Applying is quick and hassle-free, with an instant decision at checkout. Credit is subject to status and affordability checks.

For more details, including Klarna’s user terms and Klarna's privacy statement, visit their official website. Your personal data is protected in accordance with applicable data protection laws and Klarna’s privacy statement.

Why Buy from House of ENKI?

We specialise in high-quality bathroom and kitchen products at competitive prices, with flexible finance options to suit all budgets. Here’s why customers trust us:

Premium products: Designed for durability and style.
Hassle-free Klarna payments: Easy finance with no hidden fees.
Trusted UK retailer: Reliable service with excellent customer support.
Fast & secure delivery: Get your order quickly and safely.

Start Your Bathroom Upgrade Today

Ready to finance your dream bathroom? Shop with House of ENKI and choose Klarna at checkout for a flexible and convenient payment plan.

Maintaining a good credit rating is essential to obtaining credit in the future, ensuring easier and cheaper access to financial options.

Browse our range or contact us now and enjoy a stress-free way to upgrade your space.

Frequently Asked Questions

1. What products can I finance?

You can use Klarna to finance most of our bathroom products, including:

Basin Taps and Bath Taps
Showers and Shower Accessories
Kitchen Sinks and Kitchen Taps
Fittings & Fixtures

2. How do I manage my Klarna payments?

You can track and manage your payments through the Klarna app. It provides clear due dates, payment reminders, and the option to settle early if needed.

3. What happens if I miss a payment?

If you miss a Klarna payment, you may incur late fees or be restricted from using their services in the future. Klarna will send reminders, so ensure you have sufficient funds in your account.

4. Is Klarna safe to use?

Klarna is a trusted payment provider that uses secure encryption to protect your details. Your payments are handled safely, just like any other online transaction.

5. Are there any hidden fees when using Klarna?

No, Klarna’s Pay in 3 instalments and Pay in 30 days options are interest-free with no hidden fees if payments are made on time.

6. What if Klarna declines my finance application?

If Klarna declines your application, this may be due to your credit history, spending habits, or other factors. You can try:

Using a different payment method
Selecting a different Klarna option (e.g., Pay in 30 days instead of Pay in 3)
Ensuring your personal details are correct

Klarna’s decision process is automated, and House of ENKI does not have control over approval outcomes.

*Klarna's Pay in 3/Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Ts&Cs and late fees apply. klarna.com/uk/terms-and-conditions.